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27Believe t1_j2azzs7 wrote

Oh wow I didn’t realize that for 2023 that u can max to 6500 even if u only make 3000?!

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_DeadSeaSquirrel t1_j2b0jr0 wrote

Yearly limit is the LESSER of your earned income or 6500 (ie, whichever number is smaller)

In your example, the max is 3000

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hockeysnail t1_j2b0kiy wrote

No, if you only made 3000, you can only put 3000. Whichever is less: your income or 6500

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biondablonde t1_j2b0pd5 wrote

No, you can't contribute more than you make. The cap is $6500 or your annual income, whichever is less.

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