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biondablonde t1_j2bvgmg wrote

By the time you understand enough about your finances to properly research/vet a potential financial advisor, you'll know enough to do it yourself. You're already off to a good start maxing your IRA and 401K. I recommend getting a couple of good personal finance books and spending some time at bogleheads.org - the advice you'll get there is worth its weight in gold.

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Burnt_Prawn t1_j2bzewz wrote

Second this. While you have solid income and some assets, an advisor really won’t offer a ton at this stage for what it’ll cost. Do some homework, stick to low expense ratio index funds, and keep up the good work.

Advisors can become more helpful when you have kids or are planning for retirement. Then they’ll model out scenarios, show likelihood of success, etc.

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