LordofRaddishes t1_j2dktfd wrote on December 31, 2022 at 1:42 PM

I would think this could be grounds for a charge dispute from your bank. Show a picture of the dollar fee to bank as well as the reciept. In addition show that the HOA or payment company dont see this. The bank should rescind the whole transaction. Then just fight with HOA about the payments.

junktrunk909 t1_j2dzir5 wrote on December 31, 2022 at 3:41 PM

You wouldn't want the bank to undo the transaction just to then be responsible for giving a paper check to the HOA for the same amount minus $3.50 or whatever. Or at least I wouldn't. The best course of action here is for OP to be more clear about exactly what they're seeing (screenshot and URL) and to demand the HOA refund the overpayment. HOA will comply if OP is showing them evidence and indicating they're willing to go to court for it with that same evidence. OP would win in court but only if they actually follow through and sue soon after HOA refuses. Not suing and continuing to use the service anyway could indicate to the judge that they understood the actual fee to be whatever was actually being charged rather than what the website says. Personally I wouldn't bother suing over $3.50 but that's up to OP.

cubbiesnextyr t1_j2dzgob wrote on December 31, 2022 at 3:40 PM

And pay all the late fees associated with not paying your HOA dues? I'm not sure what you think that accomplishes.