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93195 t1_j2e3fir wrote

Last year 1.5% and 1.8% was good. It obviously isn’t now. That’s the chance you take.

You can generally terminate early if willing to forfeit a few months interest. Figure out what the cancellation penalty is and if cancelling makes sense.

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PandaKing550 OP t1_j2ek9al wrote

I'll prob cancel need to see what penalty is maybe 3-6m interest which is fie if it auto does it for me

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