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KCPilot17 t1_j2drk1j wrote

>I haven't seen many HYSAs lately

I don't understand this. What do you mean? That's exactly where it should go.

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jammun14 OP t1_j2drqgv wrote

I know it should, but do you have recommendations? When I research I don't see any that are very high, recent posts seem to have the same thoughts, or I don't trust the "bank" as I've never heard of them

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SmoothCriminal2018 t1_j2ds0pl wrote

Capital One, Ally, and Marcus (Goldman Sachs) are all reputable banks currently offering good rates on their savings accounts! There are more too, those are just the ones I know off the top of my head

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AdditionalAttorney t1_j2e0k2h wrote

What is your definition of high?

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SmoothCriminal2018 t1_j2e1045 wrote

Currently around 3-4%, but obviously what constitutes high changes based on what the Fed funds rate is at the time and in comparison to other banks. Some places are higher but make you jump through hoops to get it (you have to refer people, make a certain number of transactions per month, etc)

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KCPilot17 t1_j2druj9 wrote

I personally use Amex, but there are dozens of them out there.

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ZuffleZ06 t1_j2dyayi wrote

My ally account is over 3% I believe and I haven't had any issues with them.

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