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93195 t1_j2drr2o wrote

If you haven’t “seen” many HYSAs lately, then you haven’t been looking. That’s where it belongs. Quick and easy to open one from a highly rated company on this list:

https://www.nerdwallet.com/best/banking/high-yield-online-savings-accounts

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jammun14 OP t1_j2dtg1x wrote

Thanks for the list! The one I looked at before didn't have any banks I'd heard of and all were <=2%.

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NorthofDakota t1_j2e2824 wrote

High is relative. Regular savings accounts pay something like 0.01%. HYSAs are tied to the federal rate, so even 0.3%, which is what they were about a year ago is 30x higher.

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