I normally keep a small amount of savings in my main bank with my checking to cover overdraft or additional bills, and I transfer the rest to a HYSA for my emergency fund so I feel like I'm poorer than I am. I use Discover HYSA and they are really user friendly. Use Nerdwallet to research to find your best account for your situation. They have great detailed breakdowns of HYSA fine print including fees, minimums, and customer reviews. Once you set up a new account I strongly suggest having a portion of your paycheck DD or autodeduct from you checking to continue to build savings.