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Urban-Elderflower t1_j2f7emj wrote

I was browsing this list, linked on another thread this week. https://www.doctorofcredit.com/high-interest-savings-to-get

My HYSA is at 3.75% this week. If it doesn't go up again by February I'll consider moving. My Savings Direct was good enough to start saving with; I only left for the current bank when MSD stopped keeping up.

Have learned that the ones that raise rates fast often also drop them fast or have other disincentives. Only you can decide how much time and effort you want to put into researching a network of banks and moving your money around among them.

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jammun14 OP t1_j2f87uh wrote

Yeah thats one thing I was worried about. I dont really have the energy to do that, wish I did though! Thanks for the list!

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