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Cruian t1_j2ej4ru wrote

Reply to comment by ToenailRS in VTI or VTSAX which is the better choice long term? by ToenailRS

VNQ is already fully included within VTI: https://www.etfrc.com/funds/overlap.php

As /u/DeluxeXL mentioned, going outside the US is going to be diversification. Anything stock based within the US is already covered by VTI (or far too small and difficult to trade to be worth bothering with).

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ToenailRS OP t1_j2ejoue wrote

>d

That website looks neat. Ill take a look now. I'll need to do more research and get a better understanding of where and how much I'd like to diversify.

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Cruian t1_j2ek9v3 wrote

Ex-US might look unappealing now if you simply look at a back test. However, to some of the more knowledgeable, that bad looking back test can be a very good thing.

For reasons on why diversifying beyond the US can be very important, please see:

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ToenailRS OP t1_j2ekx7h wrote

This is fantastic information. Wow thank you for taking the time to link and write all this out!! Thank you so much. Ill take a look at these shortly.

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