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bros402 t1_j2dsy8d wrote

Would you be able to afford the mortgage + car if you stopped paying the other debts?

How long will it take for partner to get a job, do you think it will be relatively quick? If so, will you be able to cover the debts when that happens?

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why-rooftop OP t1_j2du57w wrote

Yes, I would. I haven’t thought about that. I just don’t want them to go to a collection agency. Would that be worth having some debts sent to a collection agency so I can cover the mortgage and car?

Once the New Year begins, I’d say it’ll take about a month. From the budgeting calculations I’ve done, we will if they get a job that pays $20 an hour with minimum 30 hours a week (taking into account withholding and they are on my health care).

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bros402 t1_j2duv7v wrote

If it's only a month to get a job, just live off of rice and beans for a while but make sure to pay the full amount towards the mortgage and the car. Those are the two most important things (assuming you are in an area where a car is necessary)

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