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DeluxeXL t1_j2etykk wrote

Do you expect the highest tax rate during retirement to ever exceed 24%? If not, do 100% traditional 401k followed by Roth IRA.

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h_VM1_ OP t1_j2eu6yz wrote

Isn‘t there an inherent concern that the tax brackets may change/increase in the next ~30 years so that I should put at least a little towards a Roth 401k? Or is that where the Roth IRA comes in?

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DeluxeXL t1_j2euf07 wrote

That's where Roth IRA comes in.

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h_VM1_ OP t1_j2evb0u wrote

And to clarify, „100% traditional 401k“ you mean that I should first max out and contribute 100% of the money to a traditional 401k before I worry about the Roth IRA, right?

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