Nobody is providing practical answers given your context lol.

Stop paying the credit cards. After 4-6 months they’ll be charged off, which means they’ll stop accruing interest. In this time, other companies will buy the debt and you can work out a payment plan, like $50 a month of something. Interest free. Or, if you’re never going to be back, ignore them for 7 years and it falls off your credit report.

You don’t have any options on the federal student loans, but those should be in deferment until Aug of 2023 anyway.

Brb