I’m curious to see where your $ goes. Unless the $300k combined income is recent, it sounds like there’s a lot of spending vs debt, and I would increase my EF and tackle the cc debt asap, and perhaps front load the retirement more, tax deferred helps especially in this environment.

In six months things will drastically change with the drop of $2500/month expense, and as long as you stick with saving/investing it should be fine.