Available_Market9123 OP t1_j2aw3dr wrote on December 30, 2022 at 10:18 PM

Reply to comment by KoastPhire in Where to set up an HSA? by Available_Market9123

No, I'm a freelancer atm so I don't even have a specific "work"

Yes I do have an eligible plan (or at least I think I do) it says "HSA" on the card and has a pretty high deductible (something like 7k, was purchased through a state exchange)

Select-Cost-2237 t1_j2b369k wrote on December 30, 2022 at 11:06 PM

So an HSA is something add money to usually before tax. It’s away to be able to save enough so when you need to hit an absolutely outrageous $7000 deductible you’ve saved enough. 7k?….That’s honestly just not right to hit that deductible I would be spending somewhere around a 7th of my take home. Less than 7 MRI’s probably a lot less since when I seen my explanation of benefits a few years ago it was around a G. My Adair when it first came out I was uninsured was $260. I hope you ever need an epi-pen and never let an ambulance take you anywhere unless you’re not able tell them no.