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crazynfo t1_j2ar4rw wrote

Hey there! It's great to see that you're taking control of your finances and working towards paying off your credit card debt. It can be tough at any age, but especially as a young adult, so kudos to you for taking this on.

To help you with your budgeting and debt repayment efforts, have you considered using a budgeting website or app? There are tons of options out there that can make it easier to track your spending and see where your money is going. Some popular ones include Mint, YNAB (You Need a Budget), and mvelopes. They can be really helpful in keeping you on track and seeing your progress.

As you mentioned, you're planning on moving in with your girlfriend in the near future. That's exciting! Just be sure to have some open and honest conversations about your finances before combining them. Make sure you both have a clear understanding of each other's financial goals and habits, and consider getting a written agreement in place if you decide to merge your accounts. It's always better to be safe than sorry when it comes to money matters.

Keep up the great work, and remember to celebrate your progress along the way. Paying off debt can be a long and sometimes difficult process, but it's worth it in the end to have a strong financial foundation. Good luck!

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Development-Inside OP t1_j2asc8g wrote

Thank you for the kind reply, I actually have mint! I will pay off my credit card in full most likely by next month. I am only going to be living with my girlfriend in New Orleans for about 1.5 years, until I transfer to a college, hopefully Boston U! She will be coming with me as we both want to go to school together. She makes more than me now, and is saving up for our studio apartment for the end of 2023. I will be moving there in 7 months

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Development-Inside OP t1_j2asgl5 wrote

Can’t live with my parents anymore, lmaoo. I need to leave Los Angeles 🤣

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