Thank you for the kind reply, I actually have mint! I will pay off my credit card in full most likely by next month. I am only going to be living with my girlfriend in New Orleans for about 1.5 years, until I transfer to a college, hopefully Boston U! She will be coming with me as we both want to go to school together. She makes more than me now, and is saving up for our studio apartment for the end of 2023. I will be moving there in 7 months