What's missing from your story is what your financial goals are. Ok, you have $13k in savings, but how many months does this cover you for? Beyond having an emergency fund, what are you looking to save for? What's the state of your retirement? Rather than just say "no you can't afford this", I'm trying to get you to think through your needs and wants so that you can answer your own question. I would bet money that once you start thinking about your needs and budget towards them, you should be able to see whether or not this rent fits into your picture.