You probably need to invest more than typical for retirement. The general guideline is to invest at least 15% of income to retire in your 60s, but that assumes you will be eligible for Social Security. Working out of the country, it’s likely you aren’t paying SS taxes on much of your income, which will reduce that source of retirement money.

You aren’t building home equity, which is a form of forced savings. Living in a paid off home is typically less expensive than renting in retirement. That’s another reason to bump up your investment percentage.

Live the lifestyle you want, just be sure you invest at a higher rate so you can afford to retire one day.