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Werewolfdad t1_j263tml wrote

Reply to comment by johnnybayarea in Wells Fargo closed my account for a negative balance + not having a job for 2 months by Mrzeldaootfan

All the banks and CUs are subject to the same guidance which says accounts should be charged off when they’re uncollectible or 60 days, whichever is first, so this would have happened everywhere

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johnnybayarea t1_j264j6l wrote

Oh yea, I agree, being broke (negative money) isn't gonna work anywhere... even under the mattress. Sorry I wasn't clear that this is absolutely the OPs fault and would happen anywhere they banked.

I think this was more a rant against wells fargo... pay 'em what you owe them, close the account in good standing.

Then pick a new, "better" banking option, online/brokerage/CU/big bank

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