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AlgoRhythMatic t1_j2amu1b wrote

Heads up to keep an eye as you approach phase-out in qualification levels for your ROTH IRA. Based on your numbers and 1.85x ratio - your combined income appears to be about 248k gross. The AGI limits for married filers kicks in between 214k-228k: https://www.nerdwallet.com/article/investing/roth-ira-contribution-limits

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pookiewook OP t1_j2b1bhl wrote

Combined gross is 210k for 2022. All our pretax deductions keep us under the limit. 401k, 403b, dependent care FSA, medical FSA, dental, vision & health.

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AlgoRhythMatic t1_j2bhgws wrote

Well done! Hard to complain once you get to the point where you zone out of eligibility, but for sure something to watch for (just happened to me over the past few years).

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