Submitted by yoyokittychicky t3_1001izb in personalfinance
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Submitted by yoyokittychicky t3_1001izb in personalfinance
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A tip I've heard is to will $1 to people you don't want getting anything or someone who might try to dispute the will. Because their name is in it, they can't make the claim that they were just forgotten.
I've heard this, but also heard it's just parroted by idiots on Reddit (not saying you lol) But obviously an attorney would know
Or just acknowledging that you don't want to give them anything so they can't say it was an oversight will do the trick.
Generating a will is easy. You need to find an executor to carry out your will. That person will help oversee the sale of your property and allocation of your estate. A lawyer can do this but shop fees before you decide.
First, talk to a lawyer and get a will. Tell the lawyer your wishes.
Then, talk to the humane society - they'll have people at the organization who will help arrange things.
Have you thought about your funeral arrangements? You can donate your body to science for a free cremation
This is all correct. Charities are very efficient at helping you leave them your money. I'll bet they make it downright pleasant. And attorney, yes.
Make sure you do the part about talking to the humane society so they expect the donation. There was an attorney here in Carmel that was embezzling those types of donations if the charities were unaware of the gift.
Reach out to the Humane Society. They have people and lawyers that will assist you in setting up the necessary procedures and paperwork to leave your estate to them.
Do this first. If you don’t have a will or an executor I expect they can help you with that, too.
I'm in a similar position as you though my home value is less than half that of yours. That said, I'll pass along what my attorney told me when I set up a will in case any of it applies to you.
My IRA and 401k have beneficiary designations where I chose an animal charity as my primary beneficiary in each of those accounts. What that means then is that it would not need to go through probate and the money will go directly to the charity I've designated.
I'm still unsure what to do about the house because that's a little more complicated. Maybe somebody else has some advice..
As for your sister, again this is what my lawyer told me regarding my brother is to leave him a token account as opposed to leaving him completely out of the will. If bro were to contest it, he wouldn't really have a legal leg to stand on, but he advised me it would be safer to leave him a little something as opposed to nothing. Maybe there's some personal item or something like that that you could designate for her?
Anyway, kudos to you for your savings and investment and for leaving your money to charity. I feel kinship with you. 🙏
This is good advice. You don't want your assets stuck in a court battle when your not around.
Call the Humane Society or your local favorite charity, and I can almost guarantee they will provide you with an attorney or recommend one. I sure wouldn't do a 'Do-it-Yourself' will by yourself as that will be so easy for Sissy Dearest to set aside. You need water tight as your estate is significant enough to cause the vultures with lawyers on their back to circle.
I would leave it to local humane societies, not national. The money will go a lot further towards animal care. Maybe even donate to all your local rescues that you trust, too. But do give your sister something, or she might decide to go to court claiming you just forgot to mention her.
This is important. Many people mistakenly believe the national HSUS funds their local brick and mortar humane society. HSUS does not operate or fully fund any animal shelters.
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You can set the beneficiary of your deed to whoever/whatever you want.
You can also set beneficiaries on your bank/brokerage accounts.
If your goal is to leave everything to a large nonprofit, the easiest thing to do is to just reach out to their planned giving arm. They have lawyers who will happily write your will for you where they get everything, and it will be rock solid.
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You may want to look at Charity Watch. They rate charities based on mission. How much actually goes to mission vs fund raising. HS had some sketchy stuff going on. CEO resigned etc. maybe break it into chunks to find multiple charities. Spread the good karma around.
If you give to the human society, make sure your donation goes for pet care (vaccine, sterilization...) and not euthanasia or luxury items like new cars or furniture. I volunteer at a cat shelter and when we get big donations (for us 1K is enormous) we spend all of it very wisely and with frugality. With a big organisation like them, make sure they treat your money with the same care.
You need a lawyer for a reputable firm to set this up. He/She will act as your executor and will sell your assets, pay your debts (if you have some) and give what's left after taxes to them. It's a long process. it took my Mom over a year to take care of her Cousin assets (and she didn't have a lot of money).
Have you also thought of a scholarship fund for Vet school for underprivileged students? That could also be a great legacy.
There is a website called freewill.com where you can make a will for free. I did it and had a notary/paralegal friend look it over.
A will isn't sufficient to do this, but it isn't complicated either. The way to exercise the most control of your assets after death is through a trust. You work with an attorney to establish a trust that lists how you want your assets to be passed on. You will also pick a person (called a trustee) who is in charge of executing your wishes after death, for a reasonable fee. You would list all beneficiaries as the trust you create so that the trust owns all assets after your death. At that point, the trustee will be able to sell any investments/assets that need to be liquidated and once the cash is available, the trustee will write a check as you have directed.
You can also list a bank or an attorney as your trustee. This is a good idea if you don't have a trusted person to handle this for you at death. There is more oversight when you have an entity like a bank serving as trustee, although the cost tends to be higher too.
San Jude children hospital should be a good deed and they need it
I wonder if you you can specify the money doesn’t go to the execs bonuses or some bs like that
While I think it’s wonderful to give your estate to the humane society, please keep in mind there are many smaller animal rescue organizations as well that could desperately use a little help. Some just do horses, parrots, elephants etc. Just something to consider.
If you have an intention on how your donation is used make sure funds that are donated are considered "Restricted" funds. e.g if you want to feed animals with the Humane society, pay for staff bonuses, etc..
But if you let leadership decide how to use the funds they are considered "unrestricted". "unrestricted" funds will usually be used by the Non-profut board and executives to spend as they see fit.
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https://legacy.humanesociety.org/wills-and-living-trusts
I would speak to an attorney and set up a trust, it'll be easier to transfer everything and you can avoid probate.
You'd likely be setting up an estate that will handle the sale and transfer of funds to the humane society. You wouldn't directly give the house to them, your estate will sell it and then donate the profit from the sale.
You write a will. You state that you have a sister [Name] and that you are not leaving her anything. You say that your entire estate is left to [CharityName]. You name someone to handle your estate, typically called the executor.
Create a folder or binder that is clearly labelled “estate plan” or “last wishes” or “on my death”. Put that folder somewhere obvious, like in the front of file drawer. Put your will in it.
The executor pays any final bills, notifies heirs, and gets house ownership transferred or sells house and sends charity the proceeds.
Other things for your folder: Documents that will help your executor find your accounts like bank statement and voided check, 401k statement, electric bill, etc. Mine includes a list of people to notify of my death, a draft obituary, and a note about finding my passwords.
FYI, you need to name your closest relatives and specify that you are not giving them anything or are giving them a very small amount. Otherwise, they can challenge will on grounds that you forgot them.
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You can (and probably) should do a will for the house at least. But you can also set the Humane Society as the beneficiary/payable on death on your bank accounts, 401k, etc. They will get the money regardless of the will.
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Something like the Humane Society would have someone who would be able to help with an estate gift like this.
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Whoever you name as executor of your will (lots of people use attorneys or banks for this) will collect and liquidate your assets.
Estate planning attorney. Monday morning.
Consult your estate lawyer to get necessary paperwork in order. You may also want to contact the intended receiver. They may have a foundation or conservatorship that is in place to assist in the process. Many charities and religious groups have it streamlined to a science.
Get a trust setup and declare your wishes. You can appoint a professional executor to implement it.
Create a will that specifies how your estate will handled. You can leave everything to the humane society, if you wish, simply make it part of the will. You can also name an executor for your estate - someone you trust to make sure that your instructions are carried out.
When you die, all your assets and debts become your estate. The assets will be used to settle any outstanding debts, and the remainder dispensed per your will. For real estate, it’s likely that the humane society has no use for the house, so you might ask that it be sold and the proceeds donated. This would be a task for the executor.
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I got a will done by a lawyer for $125. You can even do it online but I prefer to actualy talk to one. You'll want to I assume specifically exclude your sister as she would be your nearest heir. Don't worry, the Humane Society will be able to handle it as long as you name them.
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you should get an actual lawyer to have a secure will rather than rely on any online service
In some jurisdictions it’s hard to entirely disinherit family so the typical advice is to leave a token / symbolic gift to relatives you wish to exclude, rather than excluding them entirely. So maybe leave Mom’s old china or $100 to your sister (and any decendants if she predeceases you) so she (they) can’t claim they were overlooked.
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In addition to needing an estate attorney, a will, and an executor, I suggest doing some research to make sure whatever charity you donate to will make the best use of your money.
Do you have a specific reason for wanting to support the Humane Society, or do you want to support animal welfare? Lots of charities exist that will support the second goal, and your money might go farther with a local organization or with a different animal welfare charity.
Charity Navigator provides data about how non-profits operate and a rating for each one, here's a list of animal welfare organizations:
https://www.charitynavigator.org/search/?causes=Animal%20welfare
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You can go to Legal zoom and have a living will. List exactly as you wish. If you 100K is with a savings or checking, ask your bank if you can name a beneficiary and then make sure list then on your living trust and will. Legal zoom is fairly reasonable priced.....
Sell it all and go have the time of your life while you’re still here!
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keplar t1_j2f3ov4 wrote
Utilize an attorney to get this done properly. The fact that you have a surviving sibling whom you wish to exclude could open this to challenges if not done right. Make sure you've got an executor in place as well, who knows your wishes - you won't want that role defaulting to your sister either.
In terms of the Humane Society, most good-sized charities and non-profits will have specialists who work with what is called "Planned Giving." Those are the folks you'll want to work with (along with your attorney) to sort out the details of what will be most useful and beneficial to them. They'll have a process, and likely will have worked with similar donations in the past.