Foreign-Run470 OP t1_j2b4jkc wrote on December 30, 2022 at 11:16 PM

Reply to comment by Greenappleflavor in Help with putting left over money into something that creates more money. Whether it be stocks a Roth IRA, or a savings account. by Foreign-Run470

Thank you

Greenappleflavor t1_j2bfrc1 wrote on December 31, 2022 at 12:35 AM

Vtsax has similar top ten holdings as VOO and its total market but 99% of the portfolio in US market. Given your age I’d do 50/50 because of your time horizon but you can certainly change it up a bit to 60/40 or 70/30 etc. just be careful with funds overlapping too much which means you’re less diversified then you think.