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Greenappleflavor t1_j2bfrc1 wrote

Vtsax has similar top ten holdings as VOO and its total market but 99% of the portfolio in US market. Given your age I’d do 50/50 because of your time horizon but you can certainly change it up a bit to 60/40 or 70/30 etc. just be careful with funds overlapping too much which means you’re less diversified then you think.

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