Viewing a single comment thread. View all comments

rriceonice t1_j2c1ncm wrote

Reply to comment by muddgirl in 401(K) contribution question to make sure I don’t go over the limit by [deleted]

I see now. Either way you can't go to post tax 401k after you max out your pre tax 401k. The plan is maxed at the annual cap up to $23,500 for FY23

1

muddgirl t1_j2c22d8 wrote

If your plan allows it, you can contribute to an after-tax 401k above the limit for traditional and Roth, up to the total of $66,000 for all employee+employer contributions in 2023. To be clear, an after-tax 401k is different from a Roth.

1

rriceonice t1_j2ckiuw wrote

Yes I know. I use both in my household.

1

muddgirl t1_j2cnzbt wrote

So then you know that you CAN use an after-tax 401k after maxing out your Roth 401k/traditional 401k space, if offered by your plan.

1