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theulysses t1_j2f1nti wrote

Reply to comment by neo_sporin in Weekend Help and Victory Thread for the week of December 30, 2022 by IndexBot

I put in 20% (roughly 20 grand per year) and my balance is also only slightly higher than 1 year ago. It may feel like that money is gone but I assure you it’s not.

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neo_sporin t1_j2f2xz7 wrote

Yea I know, it just makes my spreadsheets and countdown to retirement look sad, but I know progress is being made

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theulysses t1_j2f4uwp wrote

I feel that for sure. I took a major hit about 6 years ago because I had to take money out for a down payment on a house. Seeing it slowly crawl back up and even stall makes it seem like a terrible financial decision, but knowing how housing prices have gone in that time on the west coast and the major money it has saved us in monthly payment makes it feel so much better. Sometimes for a better view we need to back up and take in more. Sounds like you’re already doing that, and that you’re in a decent financial position.

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