phd_bro t1_j1t8hwu wrote on December 27, 2022 at 5:18 AM

Start with the Prime Directive in the sidebar.

>Is there an app or method people recommend to help with budgeting and managing purchases and payments?

Many love YNAB. I'll use Excel until either I or Microsoft dies.

>Is there a recommended method for paying down my loans?

Mathematically, pay off highest interest first. Psychologically, some find a boost in paying off the smallest loan to gain momentum and positive reinforcement. If they're very low interest - e.g., 4 percent or less - pay the minimum and invest the difference.

AutoModerator t1_j1t8hyt wrote on December 27, 2022 at 5:18 AM

Here's a link to the PF Wiki for helpful guides and information.

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