Submitted by awful-human-being t3_zzn87e in personalfinance
maedocc t1_j2cl7tk wrote
Do you have any money already in an existing traditional IRA?
If yes, you'll run afoul of the pro-rata rule, which is what I think you're worried about.
If all your IRA funds are in a Roth IRA, you're fine.
awful-human-being OP t1_j2cqfmr wrote
Yeah, no money in an existing traditional IRA. Great! Thanks for the response!
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