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BouncyEgg t1_j2cldhf wrote

You have a pre-existing Traditional IRA?

Or do you have a pre-existing Roth IRA?

It's the presence of a pre-existing Traditional IRA (sourced from deductible contributions) that presents an issue. Having a pre-existing Roth IRA doesn't matter.

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awful-human-being OP t1_j2cqbaj wrote

Ah, I only have a pre-existing Roth IRA. I haven’t opened a traditional IRA yet. I’m glad this case doesn’t present issues. Thanks for the response.

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