Max out 401k. Put every other $ for house into hysa at 4% and don't play with it. Every other $ that is free use in a taxable account and start buying schd. Don't complicate things.

Your goal right now is to maximize earnings thru your job. That's where the bulk of your early to mid career wealth will come from. The late part of your wealth will be from assets and equities that you built up over time.