RealAustinNative OP t1_j2amv6h wrote on December 30, 2022 at 9:17 PM

Reply to comment by wild_b_cat in Downsides to tax loss harvesting? by RealAustinNative

That’s a good point! I’m solidly mid career and not sure I will have the extra money for the IRA in 2023 if I don’t get it from the brokerage, so I guess my only concern here is the wash sale.

vynm2 t1_j2canq3 wrote on December 31, 2022 at 4:35 AM

Don't repurchase the same or substantially identical security in the Roth. If you do, you will trigger the wash sale and not be able to realize the losses.