Submitted by nehbs t3_zy5wst in personalfinance
93195 t1_j23wyjx wrote
Reply to comment by nehbs in Question about unreported tips by nehbs
Yes, you’ll have to wait until you file. You can file as soon as you get all your information though. Employers are required to provide W2s by January 31.
nehbs OP t1_j23y4io wrote
So I won’t have to wait until my tax return, I just need to wait until I file?
Bad_DNA t1_j2437x6 wrote
Yes. Once you file, your return is ‘legit’. And based on your income level, it’s unlikely any additional taxes you pay for being honest will amount to much.
nehbs OP t1_j24zd5d wrote
Thanks. I’ve only had my job for 4 months, will that make it impossible to get a loan because of the lack of history?
Bad_DNA t1_j25r4wt wrote
Um, possibly. That's not much of an employment history. So it brings up a few questions:
Did you get the new job after leaving an old one (without much 'down' time between gigs)? If so, then you have an employment history that goes longer than 4 months.
If this is your first job, 4 months is not a lot of time. Is this a job you expect to hold for a long-ish time, or is it biding you over until you get something else? Are you sure you need to get a car loan? Taking on a loan without a steady full-time job is kinda dangerous to your wealth. Have you worked out a budget for your life or lifestyle? If not, there are plenty of tools online to develop a budget to determine what you can reasonably afford. I've even got a half-baked one you can have.
[deleted] t1_j23yccg wrote
[removed]
antoniosrevenge t1_j2403y0 wrote
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nehbs OP t1_j23yid3 wrote
Did you not read the post? I’m trying to get approved for a loan
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