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hellolittlebears t1_j6idpo9 wrote

Reply to comment by jessda in How to leave house to fiancé in the event I die before we marry? by [deleted]

That’s not accurate. You do in fact own your home, but the bank has a claim to it if you fail to pay your mortgage.

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itsdan159 t1_j6iearq wrote

Yeah I usually say "let someone slip on some ice on your property, you'll find out fast who actually owns it, and it's not the bank"

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KennstduIngo t1_j6imgwr wrote

And the bank has never, not once, come to cut the grass when I called them and told them it was getting long!

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jessda t1_j6kquj7 wrote

The bank holds the title until it’s paid. That the “legal owner”. Very confused as to why that’s a debate.

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