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Jackson33USMC t1_j6lr2na wrote

Just call the credit bureau and they will take it off for you. I did the same thing.

However; if she has 0 utilization by the time you turn 18 the length of credit will be beneficial. You can take it off anytime and it won’t effect your credit score. I took my parents off mine after almost 3 years and credit score went up the next week dramatically.

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