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Hoosqtx t1_j6m7uir wrote

Insurance will be absolutely insane on a 350z at 17

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twotall88 t1_j6micgp wrote

Just throwing this out there, the 350z is one of the most deadly cars on the road (specifically model years 2005-2008). Not because it's an unsafe vehicle, mind you. It's one of the most deadly cars on the road because it was, and still is, an insanely affordable sport car with enough power to allow immature and inexperienced drivers to easily exceed their driving skills and rational thought skills.

The long and short of it, a 350z is WAAAY too much car for a 17 year old male. Also, since insurance views a 17 year old that only has 1-3 years driving experience as a smooth brained dolt you will be paying through the nose even for liability because they know you'll end up driving your car through someone's front porch or crashing into 5 other cars as you fail to control the power.

Now that we are past the " you really shouldn't buy anything faster than a base model Civic", all the wage questions you have depends on where you live. It could be as low as $7.25/hr (about half the states) or it could be as high as $15.74 (Washington) and it could even depend on the city or county you are in within the state. Unskilled labor is and should be paid at a low amount fitting the work being performed.

If you want to fast track your hourly compensation, look into apprenticeships for something in the trades like road construction (~$15/hr), plumbing (~$22/hr), electrician ($23/hr), etc. Don't be surprised if you get offered less of an hourly rate than I posted, that's averaged across the USA and you'll make less at a small town company than you would in a big city.

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wordcabbage t1_j6mjfce wrote

I used to work in car insurance and we couldn’t add a 350 to a personal policy bc it’s so big it was considered a work vehicle. Rapid edit: thought you meant ford F350 not Nissan, which may change some numbers here, but not significantly.. however, the 350z isn’t a work vehicle of course. Why in the world do you need a 350, or any car when you turn 17? Sounds like you need to get a job first to have a legitimate reason to need a car.

You also probably can’t open your own insurance policy at 17 so you need to ask your parents and call and see what quotes are. No one can give you a good guess but I mean at least 250-300 a month on that car. Depends on a lot of factors. But if you have a 300 car payment and a 300 insurance payment can you pay $600 a month on a theoretical $11? Include $100 in gas a month. $700 a month for a car. You would have to work 70 hours a month, minimum, comfortably 20 a week. To me that isn’t excessive and I worked 20 hours a week stating at 16 but if you play school sports or have other commitments that may not be feasible.

Do you have anything saved for a down payment or are your parents helping? Bottom line is no, you can’t afford this. Also you need to get the numbers first then make a decision on a car second. Statistically, you will crash your first car, so it’s best to get a beater.

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Ast3r10n t1_j6mjfcm wrote

Mate you should get a small dose of reality here. You can’t seriously consider buying a 350z with a starting job.

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Ast3r10n t1_j6mlef3 wrote

Depending on the model, the cheapest ones come at about 10k, from around 2004-2008. You would be getting a quite old car for the price of a new Smart, which you would have to pay an insane amount of insurance on, and still have a subpar experience. Also consider a car needs maintenance, which might be the biggest hitter in this case. There’s still the matter of earning that kind of money. I’m not sure what your expectations are, but forget about earning $24/hr if you’re not either really lucky or already rich to start with. Why do you think so many adults still live with minimum wage jobs?

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