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Puzzleheaded_Put534 t1_j6kzebz wrote

Renters insurance is less than a Netflix subscription. Personally i would keep it even if she moves back to her parents home

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pigwona OP t1_j6l0f4e wrote

I believe she paid a lumpsum and not monthly so its an amount of money she would like back. Do you have a reason why it would be worth keeping if doesn't rent anymore?

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Puzzleheaded_Put534 t1_j6l4u4t wrote

It's protection essentially for her things. It is a little redundant but if her parents house has a fire and they have a lot of expensive/significant stuff in there it can exceed their policy limit for reimbursement which would leave her out in the cold, kinda literally.

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