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RedReina t1_j6opy3l wrote

Reply to comment by KReddit934 in Software suggestions for someone who puts most things on CC by Ok_Masterpiece_4305

This may be your experience, but it certainly isn't mine. I have ynab because I require auto-import. I've been on both MX and Plaid. There is no time where all of my major bank card imports are working, there's always at least one that won't sync. It's American Express this month again.

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Aikidi t1_j6oux6d wrote

Tbh that's more on Plaid than anything I'd think. I haven't gotten Plaid to work with my main credit union (despite it being listed in their available banks) ever, to the point that I opened a checking account with Ally just to have something that worked.

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KReddit934 t1_j6papa3 wrote

I was referring to the way YNAB both subtracts the purchase from the category and simultaneously sets it aside for paying the card on the due date.

Import is a mess everywhere, not just YNAB, and is a problem that we should be pressuring our banks to fix rather than blaming the apps. How many of us contact help for the bank or CC and complain that it won't import into YNAB?

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