Submitted by This_Neighborhood511 t3_10q9151 in personalfinance
t-poke t1_j6ol3uj wrote
Reply to comment by This_Neighborhood511 in Down payment refund on car by This_Neighborhood511
I highly doubt you got robbed, you are likely not interpreting the numbers correctly. The sales contract will lay everything out.
This_Neighborhood511 OP t1_j6olb3m wrote
Maybe I am is there anyway once I get the paperwork I can block out personnel information and ya can show me where I’m misunderstanding
1hotjava t1_j6onbcu wrote
Never get rid of the paperwork when buying a car. They don’t have to provide you copies after the fact so you are at their mercy to actually provide it.
This_Neighborhood511 OP t1_j6oniv2 wrote
Thank you for letting me know I’ll take this information and definitely use it in future financial decisions I appreciate it and thank you for replying
BoxingRaptor t1_j6omutb wrote
When did you finance, and why do you not still have your own copy?
Anyway, the numbers should all add up very clearly. There should be a line by line breakdown of what it is that you're paying for.
Most of the time with threads like these, it turns out that the OP signed up for a warranty plan and didn't realize it. Those can usually run a few thousand, so that may very well be what happened. If that turns out to be what happened with you, you can usually cancel those warranties.
This_Neighborhood511 OP t1_j6onbmm wrote
I’m not gonna lie to you I just turned 21 I don’t know much about finances and just recently took an interest in it cuz I’m welding now and I wanna secure my future and lost my paperwork when I was moving out my mom can’t find it either
BoxingRaptor t1_j6oohlu wrote
Understood. Just try not to panic. As everyone is saying, it's highly unlikely that you actually got screwed here (well...not more screwed than a dealership is normally expected to screw, anyway). The "missing" $4,000 is almost certainly various taxes and fees, and possibly some type of warranty. The taxes and fees you can't do anything about, that's a part of buying a car, but if you did sign up for some sort of warranty, you may be able to cancel that.
This_Neighborhood511 OP t1_j6ooykm wrote
Thank you I’m not l trying to panic that’s just a sizable amount of money for someone in my position and age I just wanna make sure my hard earned money was used and applied properly and didn’t just line someone’s pockets as a bonus
Celodurismo t1_j6owe2m wrote
>once I get the paperwork
Bro you got the paperwork already, they gave you a copy when you got the car. Did you get rid of it?
This_Neighborhood511 OP t1_j6owndq wrote
I did it got lost in the process of moving I asked my mother if she had it I looked everywhere and can’t find it
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