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PM_Georgia_Okeefe t1_j6oltge wrote

If a car is $20,000 and you put down $4,000, then your loan is for $16,000. There's no "credit against the loan."

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This_Neighborhood511 OP t1_j6om0o6 wrote

See I gave them 4K and I was still financed for the 28 the car was listed for instead of 24k

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t-poke t1_j6onq29 wrote

Taxes and fees probably ate close to $3,000 of that. Did you buy an extended warranty or protection plan? That would eat up the rest of it.

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This_Neighborhood511 OP t1_j6oo5ua wrote

No sir I already have a speciality shop that works on my car so I didn’t opt in for anything or that they did give me a warranty that lasted 30 days at no cost to me

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itsdan159 t1_j6ow0qb wrote

The bill of sale should have everything broken down. It is possible they messed up, pull the paperwork and check.

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PM_Georgia_Okeefe t1_j6opgkt wrote

Were there dealer fees, taxes, or registration fees? Did you read the fine print?

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