Submitted by srekai t3_10onkvz in personalfinance
[deleted] t1_j6fqnap wrote
[deleted]
srekai OP t1_j6ftj9q wrote
It's not about relying on social security but rather if you were never going to live past 70, why would you wait until then to take it, when you can start receiving it earlier at 67? If you die at 69 years and 364 days, you would never receive a single cent.
It's a binary sort of thing.
[deleted] t1_j6ftvql wrote
[deleted]
booboo_bear t1_j6fy7xb wrote
Correct. Do your have family, mom / dad / grandparents/ uncles / aunts. Is there a range they lived to? Are there “known” issues for your family, heart disease. Are you living a healthy lifestyle. Take all this info, and you’ll get an approximate range . For me, I expect 80 -85. I could go sooner, or go longer. But I doubt I’ll make it to 90.
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