Submitted by TimeForBagel t3_10qcu5r in personalfinance
I'm $10k in credit card debt right now. My monthly minimums are totaling at around $300/mo. I've been trying to make ends meet by doing Uber Eats but it's not enough and I'm applying for "real" (W2) jobs right now. My partner is footing most of the bills with her full time job. Not proud of it. Wasn't the plan. But here I am.
I need help to keep my head above water until I have income to start paying this off in earnest (not to mention stop burdening my partner.) Are there any options out there to help me with this? IE reduce monthly minimums?
nkyguy1988 t1_j6p8n1l wrote
Reduce your balance, but since you are asking about this, then that's not feasible obviously. All you can do is ask them, but since the minimums are done by a predetermined formula, it's highly unlikely. You are better off asking for a reduced rate. At least that will slow the bleeding a bit.