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1hotjava t1_j6k6h2j wrote

Call your insurance back and ask them for advice or if they know what that means (I’ve never heard of it so can’t speak to it). Your insurance can help in this situation.

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SereneFrost72 OP t1_j6k6u8l wrote

Yeah, I am planning to call my insurance company today or tomorrow. I imagine they'll advocate for me since it would mean they won't have to pay anything. You'd think this would be a super simple claim...

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jhairehmyah t1_j6kppz0 wrote

The issue isn't whether this is a simple claim, it is whether the guy that hit you was covered by insurance. As others have said, they could be late on payments, they could be doing something that is an uncovered behavior like driving a personal vehicle for work or gig work, etc.

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SaturdayRegrets t1_j6milgu wrote

They can't and won't get involved unless you file a claim and damages exceed your deductible.

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