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MountainStoneMist t1_j6g4s8s wrote

If you have a long history with WF then consider keeping the checking account with them and using Ally for a savings account or similar product. I've had WF quickly resolve any fraud related issues and I believe my long history with them facilitates that, so I keep them around for the checking account only since checking accounts is where most issues happen.

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vredditor OP t1_j6g5yo8 wrote

Thanks, that's exactly my plan. Still use atms and checks.

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MountainStoneMist t1_j6g8l3q wrote

And it avoids keeping all your money at one bank just in case you are temporarily locked out or some other issue, you still can bank with the other until the issue is resolved.

I also keep a small secondary savings account with PenFed credit union and have a credit card with them, just in case I ever need some type of loan they do place a value on having an established relationship with them.

https://www.penfed.org/accounts/premium-online-savings

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