Viewing a single comment thread. View all comments

Nickyweg t1_j6i35gt wrote

Reply to comment by Throwaway61057 in Graduate student in a bind, seeking help by Throwaway61057

You can’t just stop paying it, especially if you need more school money from them down the line.

It sounds like you may have just jumped into this without much research. Do you have anybody at home that can float you the money?

It’s going to be hard for an American bank to justify loaning you money to fix this situation.

2

Throwaway61057 OP t1_j6kfahg wrote

This same company would maybe let me refinance right now with a co-signer as my credit is really good right now

1

Nickyweg t1_j6kixjy wrote

Don’t risk ruining somebody else’s credit unless you’re positive you can pay it

1

Throwaway61057 OP t1_j6klsll wrote

The big problem right now is just the current amount I have to pay per month, 500 is pretty insane for me to be able to cover with the conversion rate and a part time job, but knocking it down will make it easier for me to deal with

1

Throwaway61057 OP t1_j6kevv2 wrote

I figured that’s not really a super good option yeah. If I go for another graduate loan it would be from somewhere else, I have a company in my home state that does graduate education loans. I had done a lot of research into it but made the oversight that my loan company while they advertise that they offer deferment for if you go back tk school it has a hidden asterisk that I only found out after through a phone call that it’s for US schools

0