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SenorNoods OP t1_j6oogcf wrote

Reply to comment by thegelatoking in Why would my credit score drop randomly? by SenorNoods

There must be some sort of logic driving the reduction, which is what I’m lost about. There appears to be no actual reason for the drop.

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thegelatoking t1_j6or7j8 wrote

25 is not a steep drop. Any number of things...Company's methods and algorithms are proprietary and not available to the public

Number of days in the month the score was calculated, change in their algorithm used to calculate the score, change in credit utilization (up or down), usage/activity, change of address, market factors, a company accidentally put an extra letter in your name so now you have an "alias" on your report, etc.

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