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It is my understanding that withdrawing cash is taxable.

You need to use it for qualifying medical purposes.

There should be an option on your hsa account to submit a claim for the amount of the doctor bill then you can withdraw it that way. It should just require the receipt or bill of what it cost, hope this helps.

Yes, you can submit for a reimbursement.

If they pay it another way there isn’t any reason they can’t then submit for reimbursement and then the HSA will send them the cash and it wouldn’t be taxable since they are being reimbursed for a Dr bill. I do it all the time, pay medical bills with a cash back credit card and then submit to have myself reimbursed.

This, I did this for a few years before they offered a HSA card directly.

My previous HSA allowed claims reimbursement, my current one does not. The card has to be used

I stand corrected. I was unaware of that which means I have been losing out of cash back/points. Thank you.

Thanks for the info, I'll do more research.

Thank you, I'll check it out

Thanks!