1. Immediately set your retirement contributions to the max to meet their match. Your retirement is a bill you need to pay for yourself every month, without fail.
2. Set a auto deduct to put a portion of your new income into savings. Building savings is a bill you need to pay to yourself every month.
3. set aside a reasonable amount for you to expand on spending for something you enjoy. You work to live, not live to work.
4. If you have money left over at the end of the month, the question you should ask yourself is: can I put more toward retirement or savings, or, if you still have cc bills, throw it at them. Don't carry them.

Congrats and good luck!