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sephiroth3650 t1_j6iobmq wrote

There probably isn't a lot that you can cut there. There's a couple of subscriptions, and you can probably get the grocery bill down a little bit. The real killer for your situation is the debt payments. You should have around $700 extra now, based on what you listed. Get the debt paid off, and you'll have $1400-1500 extra each month.

I'd list out your loan/credit card debts from highest interest rate to lowest. Make the minimum payments on all of them except for the one with the highest rate. Put all your extra money towards that debt. Repeat that monthly until it's paid off, then move on to the next highest rate. Do that until the debts are all paid off. That will save you the most money in terms of interest paid.

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weruroverlord95 OP t1_j6iovqc wrote

Oh I know. I felt embarrassed even typing it out. That's almost another rent payment for me. I'm currently in the process of eliminating all of my debt by July. I know this is a killer for me.

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