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CQME t1_j6kptxi wrote

>Considering I currently use public transport a lot for non-work purposes, is this worth taking a portion off my paycheck to put onto a pre-taxed commuter card/transit pass? How much would I be saving by doing this?

You add a lot of irrelevant detail to a very simple question.

You don't have a commute because you work remotely and don't report to an office.

You use public transportation whenever you need transportation.

You seem to believe that because you don't have a commute, you don't qualify for a "commuter card". This is false. You can use public transportation for whatever transportation needs you have and public transport can fulfill. All a "commuter card" is is a discount card for frequent users, many of whom have a commute.

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rcc1201 t1_j6lqwfo wrote

That's not true. The IRS specifies in the Fringe Benefit section (Pub 15-B) in multiple places that commuter benefits must be used only between your place of residence and your place of work. Use for non-commute purposes is not eligible for pre-tax treatment.

Highly unlikely the IRS will ever investigate an individual for the minimal difference it might make though.

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SilverSquare OP t1_j6ktc01 wrote

You're absolutely right. I was super into my own head and made this even more complicated. I think I just wanted to make sure that it was indeed as straightforward as it sounds, so thanks for that.

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