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Fenderstratguy t1_j6p7cnt wrote

Where did you get those "recommended" asset allocations? It depends on your age, and your goals - are you accumulating and saving for retirement? Or are you entering retirement and trying to protect your money from sequence of returns risk? That portfolio looks like an old man/retiree portfolio.

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[deleted] OP t1_j6p8vc4 wrote

[deleted]

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Fenderstratguy t1_j6ph9jg wrote

Me too (although older) - are you able to contribute to the employee and employer sides of your 401K (you can do that as a partner in private practice)? That is $65,000 plus a year. You can do a backdoor Roth for another $6500. I got really serious about retirement saving and planning 2 years ago. Lots of books I listened to on the way to work and back. Within 3 months I was very comfortable with making my own plans. These were the most important to me:

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