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sonnyfab t1_j6mzqj1 wrote on January 31, 2023 at 2:13 PM

Pay off the cards. Currently, you've essentially borrowed $7000 at 28% interest so you can keep it in your bank account.

coconut_icedcoffee OP t1_j6n0hix wrote on January 31, 2023 at 2:18 PM

That’s a good point, I hadn’t thought about it. Basically paying the interest on the amount to keep it in the bank. When you put it that way it seems crazy to NOT just pay it off. Thank you!